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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $108,027 | $159,978-32.5% | $147,041-26.5% | $145,978-26.0% |
| Participation rate | 80.0% | 84.0%-4.0pp | 82.2%-2.2pp | 80.3%-0.3pp |
| Annual return | 12.86% | 98.36%-85.5pp | 419.21%-406.3pp | 550.52%-537.7pp |
| Employer contribution / active EE | $2,818 | $5,288-46.7% | $4,935-42.9% | $4,662-39.6% |
| Participant deferral / active EE | $5,689 | $8,429-32.5% | $8,071-29.5% | $6,690-15.0% |
| Admin fee / account holder | $14,902 | $15,053-1.0% | $13,006+14.6% | $13,400+11.2% |