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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $398,088 | $96,236+313.7% | $133,698+197.8% | $80,959+391.7% |
| Participation rate | 100.0% | 71.2%+28.8pp | 76.4%+23.6pp | 67.7%+32.3pp |
| Annual return | 12.71% | 28.74%-16.0pp | 580.90%-568.2pp | 35.67%-23.0pp |
| Employer contribution / active EE | $13,145 | $3,350+292.3% | $4,218+211.7% | $2,757+376.8% |
| Participant deferral / active EE | $9,140 | $5,709+60.1% | $7,016+30.3% | $4,300+112.5% |
| Admin fee / account holder | $74,466 | $8,250+802.6% | $6,703+1011.0% | $6,925+975.3% |