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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $320,342 | $160,040+100.2% | $147,096+117.8% | $145,877+119.6% |
| Participation rate | 100.0% | 84.0%+16.0pp | 82.2%+17.8pp | 80.3%+19.7pp |
| Annual return | 13.53% | 98.49%-85.0pp | 419.75%-406.2pp | 551.28%-537.8pp |
| Employer contribution / active EE | $5,671 | $5,289+7.2% | $4,936+14.9% | $4,663+21.6% |
| Participant deferral / active EE | $13,500 | $8,429+60.2% | $8,071+67.3% | $6,691+101.8% |
| Admin fee / account holder | $497 | $15,050-96.7% | $13,005-96.2% | $13,402-96.3% |