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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $28,714 | $117,846-75.6% | $102,434-72.0% | $145,884-80.3% |
| Participation rate | 88.9% | 78.6%+10.3pp | 76.5%+12.4pp | 80.3%+8.6pp |
| Annual return | 4.71% | 31.90%-27.2pp | 29.46%-24.7pp | 551.85%-547.1pp |
| Employer contribution / active EE | $5,679 | $3,615+57.1% | $3,023+87.8% | $4,662+21.8% |
| Participant deferral / active EE | $4,203 | $5,733-26.7% | $5,055-16.9% | $6,690-37.2% |
| Admin fee / account holder | $13,707 | $13,356+2.6% | $9,462+44.9% | $13,392+2.4% |