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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $185,302 | $99,875+85.5% | $146,866+26.2% | $86,983+113.0% |
| Participation rate | 100.0% | 75.8%+24.2pp | 82.5%+17.5pp | 69.5%+30.5pp |
| Annual return | 12.86% | 28.10%-15.2pp | 102.85%-90.0pp | 25.83%-13.0pp |
| Employer contribution / active EE | $7,171 | $3,224+122.4% | $4,425+62.1% | $2,584+177.4% |
| Participant deferral / active EE | $11,338 | $6,322+79.3% | $7,759+46.1% | $4,194+170.3% |
| Admin fee / account holder | $3,912 | $7,838-50.1% | $13,620-71.3% | $7,856-50.2% |