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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $185,302 | $106,749+73.6% | $145,433+27.4% | $82,448+124.8% |
| Participation rate | 100.0% | 75.6%+24.4pp | 82.1%+17.9pp | 68.1%+31.9pp |
| Annual return | 12.86% | 27.59%-14.7pp | 66.58%-53.7pp | 41.64%-28.8pp |
| Employer contribution / active EE | $7,171 | $3,444+108.2% | $4,554+57.4% | $2,551+181.1% |
| Participant deferral / active EE | $11,338 | $6,519+73.9% | $7,897+43.6% | $4,139+173.9% |
| Admin fee / account holder | $3,912 | $8,390-53.4% | $13,129-70.2% | $7,234-45.9% |