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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $234,810 | $108,912+115.6% | $100,383+133.9% | $145,959+60.9% |
| Participation rate | 81.8% | 83.0%-1.1pp | 81.5%+0.3pp | 80.3%+1.5pp |
| Annual return | 11.14% | 57.96%-46.8pp | 49.26%-38.1pp | 561.95%-550.8pp |
| Employer contribution / active EE | $634 | $4,423-85.7% | $3,944-83.9% | $4,661-86.4% |
| Participant deferral / active EE | $5,861 | $8,451-30.7% | $8,086-27.5% | $6,689-12.4% |
| Admin fee / account holder | $18,448 | $9,690+90.4% | $7,900+133.5% | $13,398+37.7% |