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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $186,960 | $117,846+58.6% | $102,434+82.5% | $145,884+28.2% |
| Participation rate | 100.0% | 78.6%+21.4pp | 76.5%+23.5pp | 80.3%+19.7pp |
| Annual return | 8.79% | 31.90%-23.1pp | 29.46%-20.7pp | 551.85%-543.1pp |
| Employer contribution / active EE | $9,560 | $3,615+164.5% | $3,023+216.2% | $4,662+105.1% |
| Participant deferral / active EE | $8,554 | $5,733+49.2% | $5,055+69.2% | $6,690+27.9% |
| Admin fee / account holder | $3,494 | $13,356-73.8% | $9,462-63.1% | $13,392-73.9% |