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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $247,696 | $124,425+99.1% | $112,040+121.1% | $137,256+80.5% |
| Participation rate | 87.5% | 79.3%+8.2pp | 76.5%+11.0pp | 80.0%+7.5pp |
| Annual return | 14.23% | 24.72%-10.5pp | 24.52%-10.3pp | 220.34%-206.1pp |
| Employer contribution / active EE | $9,432 | $3,411+176.5% | $2,954+219.3% | $4,156+127.0% |
| Participant deferral / active EE | $8,908 | $5,718+55.8% | $5,098+74.7% | $6,407+39.0% |
| Admin fee / account holder | $2,002 | $15,207-86.8% | $12,098-83.5% | $12,270-83.7% |