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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $186,021 | $114,119+63.0% | $107,187+73.5% | $138,895+33.9% |
| Participation rate | 100.0% | 78.1%+21.9pp | 75.0%+25.0pp | 79.9%+20.1pp |
| Annual return | 13.93% | 273.21%-259.3pp | 204.55%-190.6pp | 145.39%-131.5pp |
| Employer contribution / active EE | $0 | $4,059-100.0% | $3,782-100.0% | $4,194-100.0% |
| Participant deferral / active EE | $5,021 | $5,538-9.3% | $5,096-1.5% | $6,396-21.5% |
| Admin fee / account holder | $17,291 | $10,024+72.5% | $9,162+88.7% | $12,562+37.6% |