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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $272,288 | $77,472+251.5% | $100,415+171.2% | $80,959+236.3% |
| Participation rate | 100.0% | 76.9%+23.1pp | 81.5%+18.5pp | 67.7%+32.3pp |
| Annual return | 10.99% | 37.26%-26.3pp | 49.47%-38.5pp | 35.67%-24.7pp |
| Employer contribution / active EE | $5,562 | $2,800+98.6% | $3,943+41.1% | $2,757+101.7% |
| Participant deferral / active EE | $10,000 | $6,818+46.7% | $8,091+23.6% | $4,300+132.5% |
| Admin fee / account holder | $10,521 | $5,885+78.8% | $7,906+33.1% | $6,925+51.9% |