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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $285,882 | $78,520+264.1% | $96,576+196.0% | $82,448+246.7% |
| Participation rate | 96.8% | 77.7%+19.0pp | 81.4%+15.3pp | 68.1%+28.7pp |
| Annual return | 14.49% | 41.30%-26.8pp | 38.47%-24.0pp | 41.64%-27.1pp |
| Employer contribution / active EE | $5,007 | $2,630+90.4% | $3,553+40.9% | $2,551+96.3% |
| Participant deferral / active EE | $9,744 | $6,754+44.3% | $7,956+22.5% | $4,139+135.4% |
| Admin fee / account holder | $14,237 | $13,455+5.8% | $11,381+25.1% | $7,234+96.8% |