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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $50,372 | $29,736+69.4% | $56,033-10.1% | $80,935-37.8% |
| Participation rate | 24.0% | 41.7%-17.7pp | 52.5%-28.5pp | 67.7%-43.7pp |
| Annual return | 20.25% | 35.28%-15.0pp | 1711.38%-1691.1pp | 35.66%-15.4pp |
| Employer contribution / active EE | $1,296 | $671+93.0% | $1,041+24.5% | $2,757-53.0% |
| Participant deferral / active EE | $3,029 | $1,228+146.6% | $1,954+55.0% | $4,299-29.5% |
| Admin fee / account holder | $347 | $2,434-85.7% | $2,827-87.7% | $6,924-95.0% |