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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $50,372 | $29,670+69.8% | $56,054-10.1% | $80,911-37.7% |
| Participation rate | 24.0% | 41.7%-17.7pp | 52.5%-28.5pp | 67.6%-43.6pp |
| Annual return | 20.25% | 35.24%-15.0pp | 1705.95%-1685.7pp | 35.63%-15.4pp |
| Employer contribution / active EE | $1,296 | $670+93.5% | $1,039+24.7% | $2,756-53.0% |
| Participant deferral / active EE | $3,029 | $1,227+146.9% | $1,952+55.2% | $4,297-29.5% |
| Admin fee / account holder | $347 | $2,431-85.7% | $2,822-87.7% | $6,935-95.0% |