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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $261,303 | $102,382+155.2% | $147,005+77.8% | $80,874+223.1% |
| Participation rate | 100.0% | 75.8%+24.2pp | 82.2%+17.8pp | 67.6%+32.4pp |
| Annual return | 12.92% | 134.89%-122.0pp | 418.76%-405.8pp | 35.62%-22.7pp |
| Employer contribution / active EE | $5,337 | $3,715+43.7% | $4,934+8.2% | $2,756+93.7% |
| Participant deferral / active EE | $8,684 | $6,646+30.7% | $8,070+7.6% | $4,297+102.1% |
| Admin fee / account holder | $60,774 | $7,942+665.2% | $13,006+367.3% | $6,935+776.3% |