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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $25,065 | $172,111-85.4% | $150,298-83.3% | $137,256-81.7% |
| Participation rate | 87.5% | 81.7%+5.8pp | 77.8%+9.7pp | 80.0%+7.5pp |
| Annual return | 11.19% | 69.37%-58.2pp | 62.79%-51.6pp | 220.34%-209.2pp |
| Employer contribution / active EE | $1,973 | $4,636-57.4% | $4,154-52.5% | $4,156-52.5% |
| Participant deferral / active EE | $5,192 | $6,166-15.8% | $5,453-4.8% | $6,407-19.0% |
| Admin fee / account holder | $447,894 | $16,471+2619.3% | $14,116+3073.0% | $12,270+3550.3% |