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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $666,185 | $196,972+238.2% | $182,262+265.5% | $198,609+235.4% |
| Participation rate | 100.0% | 85.7%+14.3pp | 84.2%+15.8pp | 82.4%+17.6pp |
| Annual return | 14.44% | 158.27%-143.8pp | 140.60%-126.2pp | 202.70%-188.3pp |
| Employer contribution / active EE | $11,835 | $5,364+120.7% | $5,046+134.6% | $5,055+134.1% |
| Participant deferral / active EE | $18,061 | $8,643+109.0% | $8,276+118.2% | $6,977+158.9% |
| Admin fee / account holder | $14,374 | $18,429-22.0% | $16,712-14.0% | $19,030-24.5% |