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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $474,586 | $166,242+185.5% | $165,071+187.5% | $145,884+225.3% |
| Participation rate | 100.0% | 82.0%+18.0pp | 78.6%+21.4pp | 80.3%+19.7pp |
| Annual return | 9.88% | 100.44%-90.6pp | 70.17%-60.3pp | 551.85%-542.0pp |
| Employer contribution / active EE | $8,679 | $5,283+64.3% | $4,347+99.6% | $4,662+86.1% |
| Participant deferral / active EE | $5,600 | $6,964-19.6% | $6,035-7.2% | $6,690-16.3% |
| Admin fee / account holder | $1,200 | $16,658-92.8% | $12,695-90.5% | $13,392-91.0% |