Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $82,632 | $81,487+1.4% | $102,412-19.3% | $80,935+2.1% |
| Participation rate | 47.3% | 66.8%-19.5pp | 74.5%-27.2pp | 67.7%-20.4pp |
| Annual return | 9.53% | 25.60%-16.1pp | 24.94%-15.4pp | 35.66%-26.1pp |
| Employer contribution / active EE | $351 | $3,103-88.7% | $3,870-90.9% | $2,757-87.3% |
| Participant deferral / active EE | $1,877 | $3,871-51.5% | $5,060-62.9% | $4,299-56.3% |
| Admin fee / account holder | $2,666 | $6,717-60.3% | $8,388-68.2% | $6,924-61.5% |