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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $41,054 | $102,245-59.8% | $89,340-54.0% | $137,256-70.1% |
| Participation rate | 60.9% | 74.9%-14.0pp | 69.6%-8.7pp | 80.0%-19.1pp |
| Annual return | 10.67% | 21.89%-11.2pp | 20.57%-9.9pp | 220.34%-209.7pp |
| Employer contribution / active EE | $1,868 | $2,529-26.1% | $2,231-16.3% | $4,156-55.1% |
| Participant deferral / active EE | $3,367 | $4,436-24.1% | $3,823-11.9% | $6,407-47.4% |
| Admin fee / account holder | $6,906 | $8,085-14.6% | $6,704+3.0% | $12,270-43.7% |