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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $24,342 | $166,268-85.4% | $165,100-85.3% | $145,897-83.3% |
| Participation rate | 80.0% | 82.0%-2.0pp | 78.6%+1.4pp | 80.3%-0.3pp |
| Annual return | 14.79% | 100.52%-85.7pp | 70.21%-55.4pp | 552.29%-537.5pp |
| Employer contribution / active EE | $2,024 | $5,284-61.7% | $4,348-53.5% | $4,663-56.6% |
| Participant deferral / active EE | $2,754 | $6,964-60.5% | $6,035-54.4% | $6,689-58.8% |
| Admin fee / account holder | $944 | $16,659-94.3% | $12,696-92.6% | $13,390-92.9% |