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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $31,878 | $102,385-68.9% | $147,080-78.3% | $80,935-60.6% |
| Participation rate | 72.7% | 75.9%-3.1pp | 82.2%-9.5pp | 67.7%+5.1pp |
| Annual return | 10.27% | 135.09%-124.8pp | 420.17%-409.9pp | 35.66%-25.4pp |
| Employer contribution / active EE | $1,556 | $3,717-58.1% | $4,933-68.5% | $2,757-43.5% |
| Participant deferral / active EE | $3,375 | $6,651-49.3% | $8,066-58.2% | $4,299-21.5% |
| Admin fee / account holder | $1,533 | $7,951-80.7% | $12,989-88.2% | $6,924-77.9% |