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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $141,102 | $136,860+3.1% | $120,344+17.2% | $154,746-8.8% |
| Participation rate | 100.0% | 79.9%+20.1pp | 76.7%+23.3pp | 80.7%+19.3pp |
| Annual return | 4.43% | 21.38%-16.9pp | 20.30%-15.9pp | 172.34%-167.9pp |
| Employer contribution / active EE | $4,023 | $3,533+13.9% | $3,020+33.2% | $4,379-8.1% |
| Participant deferral / active EE | $10,268 | $5,793+77.2% | $5,135+100.0% | $6,730+52.6% |
| Admin fee / account holder | $8,052 | $15,393-47.7% | $12,742-36.8% | $14,365-43.9% |