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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $49,857 | $88,778-43.8% | $81,844-39.1% | $145,884-65.8% |
| Participation rate | 93.3% | 75.1%+18.3pp | 72.4%+21.0pp | 80.3%+13.0pp |
| Annual return | 14.52% | 1033.03%-1018.5pp | 778.87%-764.4pp | 551.85%-537.3pp |
| Employer contribution / active EE | $6,031 | $3,087+95.4% | $2,916+106.8% | $4,662+29.4% |
| Participant deferral / active EE | $3,644 | $4,648-21.6% | $4,323-15.7% | $6,690-45.5% |
| Admin fee / account holder | $485 | $8,430-94.3% | $7,355-93.4% | $13,392-96.4% |