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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $63,795 | $102,595-37.8% | $94,057-32.2% | $154,746-58.8% |
| Participation rate | 93.8% | 76.0%+17.8pp | 73.3%+20.4pp | 80.7%+13.0pp |
| Annual return | 16.58% | 583.42%-566.8pp | 480.62%-464.0pp | 172.34%-155.8pp |
| Employer contribution / active EE | $6,883 | $3,147+118.7% | $2,933+134.7% | $4,379+57.2% |
| Participant deferral / active EE | $3,239 | $5,118-36.7% | $4,709-31.2% | $6,730-51.9% |
| Admin fee / account holder | $943 | $7,736-87.8% | $7,244-87.0% | $14,365-93.4% |