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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $63,795 | $72,071-11.5% | $68,368-6.7% | $137,256-53.5% |
| Participation rate | 93.8% | 76.2%+17.5pp | 73.8%+20.0pp | 80.0%+13.8pp |
| Annual return | 16.58% | 353.14%-336.6pp | 292.57%-276.0pp | 220.34%-203.8pp |
| Employer contribution / active EE | $6,883 | $2,788+146.9% | $2,649+159.9% | $4,156+65.6% |
| Participant deferral / active EE | $3,239 | $4,410-26.5% | $4,123-21.4% | $6,407-49.4% |
| Admin fee / account holder | $943 | $5,336-82.3% | $5,150-81.7% | $12,270-92.3% |