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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $650,906 | $111,535+483.6% | $105,223+518.6% | $137,256+374.2% |
| Participation rate | 100.0% | 78.1%+21.9pp | 75.0%+25.0pp | 80.0%+20.0pp |
| Annual return | 9.64% | 237.85%-228.2pp | 180.65%-171.0pp | 220.34%-210.7pp |
| Employer contribution / active EE | $8,107 | $3,939+105.8% | $3,689+119.8% | $4,156+95.1% |
| Participant deferral / active EE | $6,510 | $5,500+18.4% | $5,072+28.4% | $6,407+1.6% |
| Admin fee / account holder | $43,941 | $9,721+352.0% | $8,859+396.0% | $12,270+258.1% |