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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $116,469 | $102,422+13.7% | $147,117-20.8% | $80,959+43.9% |
| Participation rate | 100.0% | 75.9%+24.1pp | 82.2%+17.8pp | 67.7%+32.3pp |
| Annual return | 9.81% | 135.16%-125.4pp | 420.54%-410.7pp | 35.67%-25.9pp |
| Employer contribution / active EE | $3,302 | $3,717-11.2% | $4,932-33.1% | $2,757+19.8% |
| Participant deferral / active EE | $7,418 | $6,652+11.5% | $8,065-8.0% | $4,300+72.5% |
| Admin fee / account holder | $6,603 | $7,953-17.0% | $12,993-49.2% | $6,925-4.6% |