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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $116,469 | $102,382+13.8% | $147,005-20.8% | $80,874+44.0% |
| Participation rate | 100.0% | 75.8%+24.2pp | 82.2%+17.8pp | 67.6%+32.4pp |
| Annual return | 9.81% | 134.89%-125.1pp | 418.76%-409.0pp | 35.62%-25.8pp |
| Employer contribution / active EE | $3,302 | $3,715-11.1% | $4,934-33.1% | $2,756+19.8% |
| Participant deferral / active EE | $7,418 | $6,646+11.6% | $8,070-8.1% | $4,297+72.6% |
| Admin fee / account holder | $6,603 | $7,942-16.9% | $13,006-49.2% | $6,935-4.8% |