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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $80,091 | $71,215+12.5% | $93,696-14.5% | $80,935-1.0% |
| Participation rate | 61.1% | 60.4%+0.7pp | 68.7%-7.6pp | 67.7%-6.6pp |
| Annual return | 11.76% | 11.27%+0.5pp | 133.74%-122.0pp | 35.66%-23.9pp |
| Employer contribution / active EE | $562 | $1,565-64.1% | $2,422-76.8% | $2,757-79.6% |
| Participant deferral / active EE | $2,247 | $4,037-44.3% | $4,417-49.1% | $4,299-47.7% |
| Admin fee / account holder | $2,212 | $6,958-68.2% | $8,287-73.3% | $6,924-68.1% |