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| Provider | Service type | Compensation |
|---|---|---|
FULTON FINANCIAL ADVISORS4+ years Service code 15 · EIN 23-1928421 | Recordkeeping | $76,479 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $111,364 | $79,223+40.6% | $102,460+8.7% | $74,478+49.5% |
| Participation rate | 87.7% | 74.8%+13.0pp | 76.5%+11.2pp | 67.2%+20.5pp |
| Annual return | 12.58% | 54.98%-42.4pp | 29.47%-16.9pp | 1370.56%-1358.0pp |
| Employer contribution / active EE | $1,916 | $2,363-18.9% | $3,025-36.7% | $2,626-27.0% |
| Participant deferral / active EE | $6,018 | $4,417+36.2% | $5,056+19.0% | $4,350+38.3% |
| Admin fee / account holder | $637 | $2,003-68.2% | $9,460-93.3% | $1,946-67.2% |