Unlock peer percentile detail for $4.99 your first month
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
Unlock 10-year trajectory for $4.99 your first month
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Assets per participant exceed $250,000 - top-decile high-value plan.
Retirees and beneficiaries make up 25% or more of total participants - indicates an ageing workforce or a frozen plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $390,738 | $117,859+231.5% | $102,438+281.4% | $145,959+167.7% |
| Participation rate | 50.0% | 78.6%-28.6pp | 76.5%-26.5pp | 80.3%-30.3pp |
| Annual return | 3.88% | 31.72%-27.8pp | 29.37%-25.5pp | 561.95%-558.1pp |
| Employer contribution / active EE | $3,432 | $3,615-5.1% | $3,024+13.5% | $4,661-26.4% |
| Participant deferral / active EE | $31,200 | $5,732+444.3% | $5,054+517.4% | $6,689+366.5% |
| Admin fee / account holder | $13,886 | $13,318+4.3% | $9,448+47.0% | $13,398+3.6% |