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Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $377,275 | $201,344+87.4% | $184,243+104.8% | $145,877+158.6% |
| Participation rate | 100.0% | 87.5%+12.5pp | 86.8%+13.2pp | 80.3%+19.7pp |
| Annual return | 7.33% | 29.01%-21.7pp | 28.82%-21.5pp | 551.28%-544.0pp |
| Employer contribution / active EE | $5,384 | $7,022-23.3% | $6,427-16.2% | $4,663+15.5% |
| Participant deferral / active EE | $16,600 | $9,807+69.3% | $9,132+81.8% | $6,691+148.1% |
| Admin fee / account holder | $100 | $16,382-99.4% | $13,914-99.3% | $13,402-99.3% |