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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $56,103 | $96,731-42.0% | $123,973-54.7% | $86,983-35.5% |
| Participation rate | 97.1% | 70.0%+27.0pp | 76.7%+20.4pp | 69.5%+27.5pp |
| Annual return | 12.06% | 17.33%-5.3pp | 388.13%-376.1pp | 25.83%-13.8pp |
| Employer contribution / active EE | $8,054 | $3,297+144.3% | $4,126+95.2% | $2,584+211.6% |
| Participant deferral / active EE | $2,037 | $4,152-50.9% | $5,247-61.2% | $4,194-51.4% |
| Admin fee / account holder | $4,718 | $8,722-45.9% | $11,799-60.0% | $7,856-39.9% |