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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $170,983 | $156,616+9.2% | $133,346+28.2% | $198,609-13.9% |
| Participation rate | 100.0% | 77.7%+22.3pp | 72.8%+27.2pp | 82.4%+17.6pp |
| Annual return | 13.31% | 44.25%-30.9pp | 36.85%-23.5pp | 202.70%-189.4pp |
| Employer contribution / active EE | $3,734 | $3,368+10.9% | $2,853+30.8% | $5,055-26.1% |
| Participant deferral / active EE | $10,699 | $4,920+117.5% | $4,332+147.0% | $6,977+53.3% |
| Admin fee / account holder | $1,529 | $17,468-91.2% | $14,264-89.3% | $19,030-92.0% |