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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $170,983 | $115,225+48.4% | $100,712+69.8% | $138,895+23.1% |
| Participation rate | 100.0% | 74.3%+25.7pp | 69.3%+30.7pp | 79.9%+20.1pp |
| Annual return | 13.31% | 40.35%-27.0pp | 33.27%-20.0pp | 145.39%-132.1pp |
| Employer contribution / active EE | $3,734 | $2,771+34.7% | $2,313+61.4% | $4,194-11.0% |
| Participant deferral / active EE | $10,699 | $4,699+127.7% | $4,085+161.9% | $6,396+67.3% |
| Admin fee / account holder | $1,529 | $10,844-85.9% | $9,256-83.5% | $12,562-87.8% |