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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $68,161 | $110,137-38.1% | $161,149-57.7% | $82,637-17.5% |
| Participation rate | 69.0% | 72.4%-3.4pp | 78.8%-9.9pp | 68.1%+0.9pp |
| Annual return | 18.70% | 20.69%-2.0pp | 21.16%-2.5pp | 53.51%-34.8pp |
| Employer contribution / active EE | $1,976 | $2,856-30.8% | $4,360-54.7% | $2,552-22.6% |
| Participant deferral / active EE | $4,389 | $4,575-4.0% | $6,153-28.7% | $4,126+6.4% |
| Admin fee / account holder | $471 | $9,467-95.0% | $15,194-96.9% | $7,339-93.6% |