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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $68,161 | $115,931-41.2% | $185,441-63.2% | $86,983-21.6% |
| Participation rate | 69.0% | 73.6%-4.7pp | 80.3%-11.3pp | 69.5%-0.6pp |
| Annual return | 18.70% | 21.47%-2.8pp | 20.16%-1.5pp | 25.83%-7.1pp |
| Employer contribution / active EE | $1,976 | $2,937-32.7% | $4,672-57.7% | $2,584-23.6% |
| Participant deferral / active EE | $4,389 | $4,551-3.5% | $6,152-28.6% | $4,194+4.7% |
| Admin fee / account holder | $471 | $10,687-95.6% | $17,890-97.4% | $7,856-94.0% |