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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $205,500 | $81,504+152.1% | $102,437+100.6% | $80,959+153.8% |
| Participation rate | 59.0% | 66.9%-7.9pp | 74.5%-15.5pp | 67.7%-8.7pp |
| Annual return | 11.43% | 25.60%-14.2pp | 24.95%-13.5pp | 35.67%-24.2pp |
| Employer contribution / active EE | $2,024 | $3,104-34.8% | $3,871-47.7% | $2,757-26.6% |
| Participant deferral / active EE | $3,914 | $3,871+1.1% | $5,060-22.6% | $4,300-9.0% |
| Admin fee / account holder | $6,834 | $6,719+1.7% | $8,388-18.5% | $6,925-1.3% |