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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $315,655 | $154,228+104.7% | $145,433+117.0% | $137,256+130.0% |
| Participation rate | 100.0% | 83.8%+16.2pp | 82.1%+17.9pp | 80.0%+20.0pp |
| Annual return | 16.18% | 74.59%-58.4pp | 66.58%-50.4pp | 220.34%-204.2pp |
| Employer contribution / active EE | $3,841 | $4,804-20.0% | $4,554-15.7% | $4,156-7.6% |
| Participant deferral / active EE | $17,220 | $8,216+109.6% | $7,897+118.1% | $6,407+168.8% |
| Admin fee / account holder | $2,370 | $14,344-83.5% | $13,129-81.9% | $12,270-80.7% |