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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $311,598 | $111,535+179.4% | $105,223+196.1% | $137,256+127.0% |
| Participation rate | 100.0% | 78.1%+21.9pp | 75.0%+25.0pp | 80.0%+20.0pp |
| Annual return | 10.74% | 237.85%-227.1pp | 180.65%-169.9pp | 220.34%-209.6pp |
| Employer contribution / active EE | $1,560 | $3,939-60.4% | $3,689-57.7% | $4,156-62.5% |
| Participant deferral / active EE | $6,406 | $5,500+16.5% | $5,072+26.3% | $6,4070% |
| Admin fee / account holder | $109,465 | $9,721+1026.0% | $8,859+1135.7% | $12,270+792.1% |