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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $98,935 | $94,436+4.8% | $115,599-14.4% | $82,637+19.7% |
| Participation rate | 46.3% | 70.4%-24.1pp | 74.3%-27.9pp | 68.1%-21.7pp |
| Annual return | 12.80% | 18.37%-5.6pp | 111.10%-98.3pp | 53.51%-40.7pp |
| Employer contribution / active EE | $1,473 | $2,324-36.6% | $2,955-50.2% | $2,552-42.3% |
| Participant deferral / active EE | $2,742 | $3,955-30.7% | $4,889-43.9% | $4,126-33.5% |
| Admin fee / account holder | $3,553 | $10,328-65.6% | $12,841-72.3% | $7,339-51.6% |