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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $352,406 | $154,228+128.5% | $145,433+142.3% | $137,256+156.8% |
| Participation rate | 100.0% | 83.8%+16.2pp | 82.1%+17.9pp | 80.0%+20.0pp |
| Annual return | 11.88% | 74.59%-62.7pp | 66.58%-54.7pp | 220.34%-208.5pp |
| Employer contribution / active EE | $9,608 | $4,804+100.0% | $4,554+111.0% | $4,156+131.2% |
| Participant deferral / active EE | $7,397 | $8,216-10.0% | $7,897-6.3% | $6,407+15.5% |
| Admin fee / account holder | $5,791 | $14,344-59.6% | $13,129-55.9% | $12,270-52.8% |