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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $72,042 | $64,462+11.8% | $81,482-11.6% | $80,911-11.0% |
| Participation rate | 94.2% | 63.9%+30.3pp | 69.5%+24.7pp | 67.6%+26.6pp |
| Annual return | 7.95% | 16.35%-8.4pp | 24.79%-16.8pp | 35.63%-27.7pp |
| Employer contribution / active EE | $2,454 | $1,979+24.0% | $2,463-0.4% | $2,756-10.9% |
| Participant deferral / active EE | $4,482 | $3,094+44.9% | $3,885+15.4% | $4,297+4.3% |
| Admin fee / account holder | $497 | $5,678-91.2% | $5,761-91.4% | $6,935-92.8% |