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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $54,040 | $111,535-51.5% | $105,223-48.6% | $137,256-60.6% |
| Participation rate | 81.3% | 78.1%+3.2pp | 75.0%+6.2pp | 80.0%+1.3pp |
| Annual return | 7.94% | 237.85%-229.9pp | 180.65%-172.7pp | 220.34%-212.4pp |
| Employer contribution / active EE | $5,940 | $3,939+50.8% | $3,689+61.0% | $4,156+42.9% |
| Participant deferral / active EE | $1,180 | $5,500-78.5% | $5,072-76.7% | $6,407-81.6% |
| Admin fee / account holder | $4,141 | $9,721-57.4% | $8,859-53.3% | $12,270-66.3% |