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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $44,878 | $110,410-59.4% | $102,437-56.2% | $145,897-69.2% |
| Participation rate | 77.8% | 77.9%-0.2pp | 74.5%+3.3pp | 80.3%-2.5pp |
| Annual return | 5.63% | 24.85%-19.2pp | 24.95%-19.3pp | 552.29%-546.7pp |
| Employer contribution / active EE | $6,460 | $4,217+53.2% | $3,871+66.9% | $4,663+38.6% |
| Participant deferral / active EE | $518 | $5,622-90.8% | $5,060-89.8% | $6,689-92.3% |
| Admin fee / account holder | $12,185 | $9,745+25.0% | $8,388+45.3% | $13,390-9.0% |