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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $54,040 | $129,737-58.3% | $119,126-54.6% | $154,746-65.1% |
| Participation rate | 81.3% | 78.9%+2.4pp | 75.8%+5.5pp | 80.7%+0.5pp |
| Annual return | 7.94% | 379.08%-371.1pp | 282.11%-274.2pp | 172.34%-164.4pp |
| Employer contribution / active EE | $5,940 | $4,375+35.8% | $4,034+47.3% | $4,379+35.6% |
| Participant deferral / active EE | $1,180 | $5,842-79.8% | $5,318-77.8% | $6,730-82.5% |
| Admin fee / account holder | $4,141 | $11,961-65.4% | $10,693-61.3% | $14,365-71.2% |