Unlock peer percentile detail for $4.99 your first month
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
Unlock 5-year trajectory for $4.99 your first month
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $59,019 | $87,037-32.2% | $106,201-44.4% | $80,874-27.0% |
| Participation rate | 54.1% | 70.4%-16.4pp | 75.3%-21.2pp | 67.6%-13.6pp |
| Annual return | 12.13% | 17.05%-4.9pp | 116.26%-104.1pp | 35.62%-23.5pp |
| Employer contribution / active EE | $1,676 | $2,396-30.1% | $3,170-47.1% | $2,756-39.2% |
| Participant deferral / active EE | $3,078 | $3,986-22.8% | $5,012-38.6% | $4,297-28.4% |
| Admin fee / account holder | $5,710 | $8,434-32.3% | $11,039-48.3% | $6,935-17.7% |