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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $648,370 | $172,111+276.7% | $150,298+331.4% | $137,256+372.4% |
| Participation rate | 100.0% | 81.7%+18.3pp | 77.8%+22.2pp | 80.0%+20.0pp |
| Annual return | 6.71% | 69.37%-62.7pp | 62.79%-56.1pp | 220.34%-213.6pp |
| Employer contribution / active EE | $35,662 | $4,636+669.2% | $4,154+758.5% | $4,156+758.1% |
| Participant deferral / active EE | $20,377 | $6,166+230.5% | $5,453+273.7% | $6,407+218.1% |
| Admin fee / account holder | $419,412 | $16,471+2446.4% | $14,116+2871.2% | $12,270+3318.1% |