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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $648,370 | $185,312+249.9% | $161,489+301.5% | $154,746+319.0% |
| Participation rate | 100.0% | 82.5%+17.5pp | 78.7%+21.3pp | 80.7%+19.3pp |
| Annual return | 6.71% | 103.84%-97.1pp | 89.72%-83.0pp | 172.34%-165.6pp |
| Employer contribution / active EE | $35,662 | $4,769+647.8% | $4,268+735.5% | $4,379+714.4% |
| Participant deferral / active EE | $20,377 | $6,350+220.9% | $5,630+261.9% | $6,730+202.8% |
| Admin fee / account holder | $419,412 | $18,654+2148.3% | $16,006+2520.4% | $14,365+2819.6% |