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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $219,775 | $166,268+32.2% | $165,100+33.1% | $145,897+50.6% |
| Participation rate | 88.9% | 82.0%+6.9pp | 78.6%+10.3pp | 80.3%+8.6pp |
| Annual return | 12.71% | 100.52%-87.8pp | 70.21%-57.5pp | 552.29%-539.6pp |
| Employer contribution / active EE | $1,911 | $5,284-63.8% | $4,348-56.0% | $4,663-59.0% |
| Participant deferral / active EE | $3,502 | $6,964-49.7% | $6,035-42.0% | $6,689-47.7% |
| Admin fee / account holder | $13,978 | $16,659-16.1% | $12,696+10.1% | $13,390+4.4% |