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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $89,484 | $86,949+2.9% | $102,460-12.7% | $80,959+10.5% |
| Participation rate | 74.2% | 72.4%+1.8pp | 76.5%-2.3pp | 67.7%+6.5pp |
| Annual return | 13.52% | 18.89%-5.4pp | 29.47%-16.0pp | 35.67%-22.1pp |
| Employer contribution / active EE | $2,304 | $2,370-2.8% | $3,025-23.8% | $2,757-16.4% |
| Participant deferral / active EE | $5,270 | $4,121+27.9% | $5,056+4.2% | $4,300+22.6% |
| Admin fee / account holder | $1,478 | $8,048-81.6% | $9,460-84.4% | $6,925-78.7% |