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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $33,351 | $47,479-29.8% | $62,929-47.0% | $82,448-59.5% |
| Participation rate | 39.0% | 66.9%-27.8pp | 73.1%-34.1pp | 68.1%-29.0pp |
| Annual return | 17.11% | 20.34%-3.2pp | 1063.93%-1046.8pp | 41.64%-24.5pp |
| Employer contribution / active EE | $0 | $1,885-100.0% | $2,505-100.0% | $2,551-100.0% |
| Participant deferral / active EE | $886 | $2,870-69.1% | $3,888-77.2% | $4,139-78.6% |
| Admin fee / account holder | $21,749 | $3,804+471.8% | $5,065+329.4% | $7,234+200.6% |