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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Participant contribution per participant is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $43,622 | $48,337-9.8% | $67,560-35.4% | $80,959-46.1% |
| Participation rate | 39.0% | 66.4%-27.4pp | 72.9%-33.9pp | 67.7%-28.6pp |
| Annual return | 19.03% | 18.26%+0.8pp | 3533.50%-3514.5pp | 35.67%-16.6pp |
| Employer contribution / active EE | $0 | $2,023-100.0% | $2,737-100.0% | $2,757-100.0% |
| Participant deferral / active EE | $681 | $2,928-76.7% | $4,004-83.0% | $4,300-84.2% |
| Admin fee / account holder | $135 | $3,695-96.3% | $3,994-96.6% | $6,925-98.0% |