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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $29,449 | $183,539-84.0% | $155,556-81.1% | $145,897-79.8% |
| Participation rate | 82.4% | 82.7%-0.4pp | 78.2%+4.1pp | 80.3%+2.0pp |
| Annual return | 14.32% | 61.31%-47.0pp | 64.84%-50.5pp | 552.29%-538.0pp |
| Employer contribution / active EE | $2,911 | $5,315-45.2% | $4,675-37.7% | $4,663-37.6% |
| Participant deferral / active EE | $5,630 | $6,467-12.9% | $5,6310% | $6,689-15.8% |
| Admin fee / account holder | $3,136 | $19,275-83.7% | $15,885-80.3% | $13,390-76.6% |