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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $140,786 | $78,483+79.4% | $106,201+32.6% | $74,546+88.9% |
| Participation rate | 65.1% | 72.8%-7.7pp | 75.3%-10.2pp | 67.2%-2.1pp |
| Annual return | 19.28% | 15.94%+3.3pp | 116.26%-97.0pp | 1366.03%-1346.7pp |
| Employer contribution / active EE | $2,285 | $2,522-9.4% | $3,170-27.9% | $2,624-12.9% |
| Participant deferral / active EE | $5,776 | $4,320+33.7% | $5,012+15.2% | $4,347+32.9% |
| Admin fee / account holder | $8,018 | $2,236+258.6% | $11,039-27.4% | $1,944+312.5% |