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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $69,787 | $81,276-14.1% | $155,574-55.1% | $80,925-13.8% |
| Participation rate | 69.2% | 66.2%+3.0pp | 78.2%-9.0pp | 67.7%+1.6pp |
| Annual return | 11.28% | 33.36%-22.1pp | 64.87%-53.6pp | 35.65%-24.4pp |
| Employer contribution / active EE | $1,868 | $3,103-39.8% | $4,676-60.1% | $2,756-32.2% |
| Participant deferral / active EE | $3,653 | $3,453+5.8% | $5,629-35.1% | $4,299-15.0% |
| Admin fee / account holder | $1,162 | $7,993-85.5% | $15,914-92.7% | $6,940-83.3% |