Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $33,896 | $65,122-48.0% | $135,792-75.0% | $64,097-47.1% |
| Participation rate | 40.4% | 47.1%-6.8pp | 72.6%-32.2pp | 55.2%-14.8pp |
| Annual return | 5.75% | 14.53%-8.8pp | 25.96%-20.2pp | 34.64%-28.9pp |
| Employer contribution / active EE | $500 | $1,280-61.0% | $3,496-85.7% | $1,891-73.6% |
| Participant deferral / active EE | $888 | $2,219-60.0% | $4,759-81.4% | $3,080-71.2% |
| Admin fee / account holder | $2,094 | $3,120-32.9% | $12,266-82.9% | $3,454-39.4% |