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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $72,002 | $81,504-11.7% | $102,437-29.7% | $80,959-11.1% |
| Participation rate | 100.0% | 66.9%+33.1pp | 74.5%+25.5pp | 67.7%+32.3pp |
| Annual return | 34.48% | 25.60%+8.9pp | 24.95%+9.5pp | 35.67%-1.2pp |
| Employer contribution / active EE | $2,302 | $3,104-25.8% | $3,871-40.5% | $2,757-16.5% |
| Participant deferral / active EE | $8,409 | $3,871+117.2% | $5,060+66.2% | $4,300+95.5% |
| Admin fee / account holder | $39,220 | $6,719+483.7% | $8,388+367.6% | $6,925+466.3% |