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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $131,163 | $115,225+13.8% | $100,712+30.2% | $138,895-5.6% |
| Participation rate | 0.0% | 74.3%-74.3pp | 69.3%-69.3pp | 79.9%-79.9pp |
| Annual return | 14.67% | 40.35%-25.7pp | 33.27%-18.6pp | 145.39%-130.7pp |
| Employer contribution / active EE | $2,698 | $2,771-2.6% | $2,313+16.7% | $4,194-35.7% |
| Participant deferral / active EE | $7,395 | $4,699+57.4% | $4,085+81.0% | $6,396+15.6% |
| Admin fee / account holder | $4,524 | $10,844-58.3% | $9,256-51.1% | $12,562-64.0% |