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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $131,163 | $124,980+4.9% | $108,359+21.0% | $154,746-15.2% |
| Participation rate | 0.0% | 75.2%-75.2pp | 70.1%-70.1pp | 80.7%-80.7pp |
| Annual return | 14.67% | 45.00%-30.3pp | 36.89%-22.2pp | 172.34%-157.7pp |
| Employer contribution / active EE | $2,698 | $2,851-5.4% | $2,399+12.4% | $4,379-38.4% |
| Participant deferral / active EE | $7,395 | $4,743+55.9% | $4,137+78.8% | $6,730+9.9% |
| Admin fee / account holder | $4,524 | $11,502-60.7% | $9,741-53.6% | $14,365-68.5% |