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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $157,387 | $201,370-21.8% | $184,256-14.6% | $145,897+7.9% |
| Participation rate | 80.0% | 87.5%-7.5pp | 86.8%-6.8pp | 80.3%-0.3pp |
| Annual return | 8.91% | 29.05%-20.1pp | 28.85%-19.9pp | 552.29%-543.4pp |
| Employer contribution / active EE | $3,363 | $7,024-52.1% | $6,427-47.7% | $4,663-27.9% |
| Participant deferral / active EE | $12,040 | $9,808+22.8% | $9,133+31.8% | $6,689+80.0% |
| Admin fee / account holder | $19,641 | $16,364+20.0% | $13,899+41.3% | $13,390+46.7% |