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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $24,019 | $58,234-58.8% | $81,783-70.6% | $80,874-70.3% |
| Participation rate | 39.2% | 63.4%-24.2pp | 72.4%-33.1pp | 67.6%-28.4pp |
| Annual return | 60.95% | 41.70%+19.2pp | 775.05%-714.1pp | 35.62%+25.3pp |
| Employer contribution / active EE | $1,387 | $2,341-40.7% | $2,913-52.4% | $2,756-49.7% |
| Participant deferral / active EE | $2,265 | $3,283-31.0% | $4,320-47.6% | $4,297-47.3% |
| Admin fee / account holder | $938 | $4,982-81.2% | $7,380-87.3% | $6,935-86.5% |