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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $24,019 | $58,311-58.8% | $81,882-70.7% | $80,959-70.3% |
| Participation rate | 39.2% | 63.5%-24.3pp | 72.4%-33.2pp | 67.7%-28.5pp |
| Annual return | 60.95% | 41.85%+19.1pp | 779.47%-718.5pp | 35.67%+25.3pp |
| Employer contribution / active EE | $1,387 | $2,347-40.9% | $2,916-52.4% | $2,757-49.7% |
| Participant deferral / active EE | $2,265 | $3,287-31.1% | $4,323-47.6% | $4,300-47.3% |
| Admin fee / account holder | $938 | $4,752-80.3% | $7,360-87.3% | $6,925-86.5% |