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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $226,044 | $125,778+79.7% | $114,563+97.3% | $154,746+46.1% |
| Participation rate | 100.0% | 75.2%+24.8pp | 72.9%+27.1pp | 80.7%+19.3pp |
| Annual return | 13.07% | 295.14%-282.1pp | 241.09%-228.0pp | 172.34%-159.3pp |
| Employer contribution / active EE | $3,136 | $2,806+11.7% | $2,592+21.0% | $4,379-28.4% |
| Participant deferral / active EE | $7,853 | $4,445+76.7% | $4,142+89.6% | $6,730+16.7% |
| Admin fee / account holder | $14,676 | $8,190+79.2% | $7,623+92.5% | $14,365+2.2% |