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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $226,044 | $126,113+79.2% | $116,096+94.7% | $155,188+45.7% |
| Participation rate | 100.0% | 75.1%+24.9pp | 73.3%+26.7pp | 80.8%+19.2pp |
| Annual return | 13.07% | 391.72%-378.7pp | 326.25%-313.2pp | 148.84%-135.8pp |
| Employer contribution / active EE | $3,136 | $2,672+17.4% | $2,503+25.2% | $4,248-26.2% |
| Participant deferral / active EE | $7,853 | $4,162+88.7% | $3,952+98.7% | $6,531+20.2% |
| Admin fee / account holder | $14,676 | $8,045+82.4% | $7,704+90.5% | $14,480+1.4% |